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Rates as of
January 2nd, 2009
| Certificate
Term1 |
Interest
Rate2 |
APY3 |
| 30
to 89 Days |
.50% |
.50% |
| 90
to less than 182 days |
0.75% |
0.75% |
| 6
Months |
1.15% |
1.16% |
| 12
Months |
1.25% |
1.26% |
| 18
Months |
1.50% |
1.51% |
| 24
Months |
1.75% |
1.76% |
| 30
Months |
1.75% |
1.76% |
| 36
Months |
2.50% |
2.53% |
| 48
Months |
2.75% |
2.78% |
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Specials4 |
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32 Month COD Special |
2.75% |
2.78% |
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14 Month IRA Special |
2.50% |
2.53% |
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| IRA
Term5 |
Interest
Rate2 |
APY6 |
| 12
Months |
1.25% |
1.26% |
| 18
Months |
1.50% |
1.51% |
| 24
Months |
1.75% |
1.76% |
| 30
Months |
1.75% |
1.76% |
| 36
Months |
2.50% |
2.52% |
| 48
Months |
2.75% |
2.78% |
| IRA
Variable7 |
1.25% |
1.25% |
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Specials4 |
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32 Month COD Special |
2.75% |
2.78% |
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14 Month IRA Special |
2.50% |
2.52% |
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1 Minimum deposit
$500.00, Rates are subject to early withdrawal penalty: If we consent to
a request for a withdrawal that is otherwise not permitted you may have
to pay a penalty. The penalty will be an amount equal to three months
interest on the amount withdrawn. In certain circumstances such as death
or incompetence of an owner of this account, the law permits, or in some
cases requires, the waiver of the early withdrawal penalty.
2 Rates are subject to change.
3(Annual Percentage Yield) compounded
monthly
4 In order to receive the special,
customer must have or open a checking account with a minimum deposit. of
$500.00. The new accounts will receive their first box of checks
for free.
5 Minimum deposit $500.00
6 All IRA's compound quarterly.
7 Minimum deposit $50.00
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